Green Loans
Trainees who complete our course will be able to benefit from green loan facilities through our partner institutions. This type of loan is intended for entrepreneurs who understand issues to do with energy efficiency and money management. Given the nature of our training, we are in a position to provide concessional interest rates, which are much cheaper compared to most microfinance institutions. The loan amount offered ranges from KES 5,000 to KES 500,000.
| Product | Amount (KES) | Interest (p.a.) | Term | Borrower |
|---|---|---|---|---|
| Green Starter Loan | 5,000 – 50,000 | 8% | 6 months | Sole proprietors |
| Group Enterprise Loan | 50,000 – 250,000 | 9.5% | 9 months | Chamas & self-help groups |
| Jua Kali Business Loan | 250,000 – 500,000 | 11% | 12 months | Established small businesses |
No upfront fees. Application and processing costs are deducted directly from the loan principal at disbursement. You will never pay money to receive money.
Green energy bonus: 0.5% interest reduction for loans financing solar equipment, e-bikes, clean cookstoves, biogas systems, or water harvesting technology.
Application process: Submit the loan application form (provided during training) along with your certificate number and action plan. Approval within 5–7 working days. Disbursement via M-Pesa or group bank account.